While you purchased a dental insurance policy several years ago, it’s been a long time since you did much with it, other than routine exams and a couple of teeth cleanings per year. Is the policy still the good deal that it was back then? The only way to know is to compare what you have with other dental insurance plans in Arizona that could be yours. Here are some points to look at closely.
One has to do with the scope of coverage. You want a plan that includes all the benefits that you currently make use of on a regular basis. It also helps to think about the future and any additional benefits you may need in the next few years. For example, are you happy with the coverage the current plan offers for dentures or implants, or would it be a good idea to find a plan that has better benefits on those fronts?
Another has to do with the premiums. Are there plans out that that offer similar benefits with similar co-pays and deductibles, but a lower premium? If so, it would be in your best interests to learn more about those other plans.
Finally, there’s the matter of which plans your dentist accepts. Since you are happy with the dental practice that you currently use, there’s no reason to go with a plan that would require you to switch in order to remain in the network. Consider learning more about the dental insurance plans in Arizona that your dentist accepts, and go from there.
The goal is to determine if what you have is still the right plan, or if going with a different plan would work out better. With a little time and effort, you can decide what, if anything, needs to change.
For more information, please contact Every Health Group, LLC at https://www.everyhealthgroup.com/ today.